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HJS Recovery – Help for businesses large and small – FREE expert advice that will set you on the road to recovery

Do you have aggressive creditors breathing down your neck? Do you need business capital to meet payroll demands and keep those creditors at bay? Let HJS Recovery show you the way.

Every member of our Business Recovery Services team knows the importance of a viable cash flow and understands that even the most profitable company can find itself mired in difficult circumstances.

Some companies need an infusion of business capital to stave off insolvency or liquidation. Others will need cash now for investments that will help secure long term growth. If your company is in dire need of operating capital you typically have the following options:

  • Approach a lending institution for a business loan
  • Institute invoice discounting to raise badly needed capital now
  • Consolidate debt and reduce or restructure outgoing payments

In our HJS Recovery Guide you will discover which options are best suited to your particular situation and how you can leverage them to clear a path to recovery and growth.

If you are in need of Business Recovery Help call 0800 0141 130.

Raise the Capital You Need

When you need to raise business capital in order to pay creditors, finding a lender can be challenging to say the least. The fact is, if lenders perceive your company to be a significant risk you will either be turned away or burdened with unreasonable interest rates.

Companies right across the UK that need to raise capital in order to fuel growth face the daunting prospect of coming up empty handed due to limited cash flow and/or excessive debt. But while it may seem like the door to the future is closing fast, the fact is you may still be able to find a reputable lender to partner with. And we can help you do just that.


Boost your cash flow

If your business is being held back by poor cash flow, invoice factoring or discounting may help you raise the short-term capital you need.

What is Invoice Factoring?

Invoice factoring is the process of leveraging your outstanding invoices by selling them to a third party. By doing so you gain the operational capital you need to fuel growth.

  • Use outstanding invoices as security and borrow as much as 70-85% of their total value.
  • Reduce costs by transferring invoice processing responsibilities to the lender.

What is Invoice Discounting?

Like invoice factoring, invoice discounting is a way to leverage outstanding invoices to raise the operational capital you need now to meet payroll requirements or fuel growth. Discounting has been used by an array of successful companies to provide a needed boost during the start-up phase.

  • Invoice discounting allows you to take your mind off cash flow and focus on those things that will ensure growth.
  • Leverage your client’s solid payment history to secure a loan for up to 85% to 90% of the total value of their invoice.
  • Invoice discounting is completely confidential. Your clients will never be aware you are borrowing against their outstanding invoices.

No one is more adept at the fine art of raising capital through invoice discounting and factoring than the professionals at HJS Recovery. Call 0800 0141 130 to learn more.

Additional Finance Solutions for your Company

When it comes to raising business capital your options extend beyond invoice discounting and factoring and include methods such as business debt consolidation which allows you to combine your high interest debts into a single (and smaller) monthly payment.


While there are an array of business grants available to UK companies, finding the right one for you can be difficult without the assistance of qualified professional like those at HJS Recovery.

Asset financing

Is yours a new or fast growing enterprise? If so, you may benefit from asset financing. This financing method allows you to spread out the acquisition cost of new assets over a set number of monthly payments, rather than being burdened with a potentially counterproductive lump sum payment. Asset financing can take many forms including:

  • Hire purchase – Hire purchasing helps you nail down a predictable cash flow and reduce short term expenses. At the end of your payment plan you will own the assets you hire.
  • Leasing – Leasing allows you to obtain the machinery or vehicles you need without having to overextend yourself financially. It can also have certain tax advantages.

Contact HJS Recovery to learn more

You are not alone in your search for low cost business capital. We have helped hundreds of businesses right across the UK find the short term financial assistance they need to fuel the engine of long-term growth. Whatever your company’s current situation we will help you locate and obtain the money you need to turn the corner on financial difficulties and get back on the path toward sustainability and profitability. Call 0800 0141 130 now to learn more about our personalised business recovery assistance services.

Contact us today for FREE to learn more about how we can help you and your business.

We have a team of advisers who have helped hundreds of businesses around the UK that have faced financial pressures on every scale. You are not alone.

Call us free and in confidence on 0800 0141 130 and together we will sort things out.