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FREE expert advice that will get you back on track – talk to HJS Recovery today about Debt Arrangement Scheme

Individuals in Scotland who are facing financial difficulty due to personal debt have the option to consider a Debt Arrangement Scheme, or DAS.

What is a Debt Arrangement Scheme?

A Debt Arrangement Scheme (or DAS) is a debt management tool.

It is a government-run scheme that allows you to repay your debts through a debt payment programme over an extended period of time, while giving you protection from your creditors taking action against you to recover the debt.

This scheme may last for any reasonable length of time (maximum of 5 years for businesses) and, if approved, will freeze all interest, fees and charges on your debts.

When should I consider a Debt Arrangement Scheme?

In order to be eligible for DAS, you must meet strict criteria.  There are conditions, specified by law that you must also comply with.

As DAS is a government-run scheme, in order to to enter the scheme an individual must seek advice and assistance from a qualified adviser like HJS Recovery, before submitting an application.

When the qualified adviser submits your application to your creditors for approval, all interest, fees, penalties or other charges owed are frozen provided that the application is approved.  You are also protected from your creditors taking any action against you to recover their debt.


Want to learn more about the Debt Arrangement Scheme?

It’s important to understand the criteria for being suitable for the DAS scheme. Contact HJS Recovery today on 0800 0141 130 for a confidential discussion. Alternatively visit the DAS website.

Contact us today for FREE to learn more about how we can help you and your business.

We have a team of advisers who have helped hundreds of businesses around the UK that have faced financial pressures on every scale. You are not alone.

Call us free and in confidence on 0800 0141 130 and together we will sort things out.